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Travel Insurance: What are the benefits of a travel insurance policy, why is it important during COVID-19

New Delhi: People have many reasons to travel abroad, but for a safe and peaceful journey, one must also pay attention to travel insurance. A travel insurance policy helps to cover your loss in case of loss of traveller’s baggage, passport, ticket or documents. Its cover also includes compensation for flight cancellations and flight delays. Apart from this, your travel insurance policy also gives you the facility of treatment or hospitalization in case of medical emergency. Its importance has increased even more in the present COVID-19 pandemic.

In a global pandemic, you cannot say there is no danger wherever you are going. Having a travel insurance policy means that you can take advantage of it in case of a medical emergency caused by an epidemic and save yourself from huge expenses, as getting treatment is very expensive in most countries. By the way, it is also important to note here that from where you are buying the policy, it is also giving you the cover of COVID-19 along with the offers. It is beneficial in case of medical emergency or any health related problem during travel.

Reliance General Insurance company is giving you this facility online. You can buy International Travel Insurance , Schengen Travel Insurance , Asia Travel Insurance , Annual Multi-Trip (AMT) , Senior Citizen Travel Insurance and Student Travel Insurance from here, all available with discounts and offers. In this, the traveler gets a cover for emergency cashless hospitalization in case of loss of luggage and passport as well as COVID-19 disease and other critical illnesses.

If you are going for a honeymoon or traveling alone, then International Travel Insurance and Schengen Travel Insurance would be good policies for you. With an international travel insurance policy, you can go anywhere in the world and enjoy the popular tourist destinations there. On the other hand, the advantage of taking a Schengen travel insurance policy is that you can travel to many Schengen countries like Switzerland, Spain, Italy, France, Germany, Portugal, Denmark etc. at the same time with just one policy.

Although many travelers keep traveling abroad frequently, annual multi-trip (AMT) is a very good policy for them. One of the major advantages of this policy is that it provides cover for one year. Meaning you will not need to get a new policy every time you travel. If you are going on a trip for 30 or 45 days, then this plan will prove to be the best for you.

InReliance Generalsurance’s Senior Citizen Travel Insurance is a very good policy for senior citizens traveling abroad as well. This policy provides for emergency cashless hospitalization and pre-existing diseases in case of health related problems abroad. So if your parents are traveling abroad at home then you can gift them this plan.

Students going to study abroad should worry about their belongings as well as their health. Student travel insurance policy reduces their worries. This policy will cover the medical expenses of the student in case the student suffers from any illness or is injured during travel or stay abroad.

The gravity of the pandemic cannot be underestimated under any circumstances. Anything can happen anytime. Travelers should understand that it is very important to keep oneself completely safe while travelling. Travel insurance policy guarantees medical emergency as well as financial protection. In addition, it will save you from medical treatment expenses in a pandemic. So if you are going abroad, then definitely keep a travel insurance policy with you and travel abroad without any fear and worry.

 

 

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