UPI payments apps like Paytm, PhonePe and GPay are quite popular in India. With these, payments are easily done in one click.
Along with this, their support is also available in third party apps. Not only this, money transfers are also done easily. But, as easily as transactions happen in them. Equally the risk of criminals also increases. In such a situation, you need to take care of some things.
Do not share your PIN with anyone: Do not share the 6 or 4 digit PIN used for UPI payment with anyone. Because it comes in handy before every transaction and money can be cheated by it.
Put screen lock on the phone: It is very important for you to lock UPI based payments apps as compared to other apps. Because, it contains very sensitive transaction data. In such a situation, its safety is most important.
Check UPI ID before any transaction: Check UPI ID thoroughly before doing any transaction. Because, if you do not do this, you can transfer money to any wrong account.
Do not click on any suspicious link: Many such incidents have come to the fore where people are sent a link for some offer for some payment and are asked to click on it. By doing this hackers hack the phone. Also records the phone’s PIN entered.
Avoid using more apps: Try not to use more than two UPI apps. Because, in this you may get confused and there may be difficulty in managing, due to which your account may get hacked.
