Driving without car insurance in India is a punishable offense under the Motor Vehicle Act, 1988. It often happens that we wait till the car insurance expires. At the same time, sometimes even after the expiry of the insurance, there is a delay in updating it.
But driving in the absence of car insurance is like feasting on big troubles. Your insurance company will not consider your insurance valid if in the meantime an accident happens to you or someone else with your vehicle. That is why it is important to keep your insurance updated from time to time.
Now it is not even that renewing car insurance is a headache. You can now buy and renew your car insurance online.
We are telling you here very easy 5 steps of online car insurance renewal-
Choose your insurance company
First choose your insurance company. It is not necessary that the insurance company from which you have taken your car insurance policy, you will also have to get it renewed from the same company. Now you can change your company at the time of renewal. You can choose other company’s offers for renewal.
Check with your insurance company about the price and coverage of the insurance to see if the service is worth the money you have paid while taking the cover and during the cover. You can go to the website of any other insurance company and fill in the details of your car there to know the offer of another policy.
fill the details
By visiting the car insurance website, you have to fill the details of your car. The car insurance premium depends on factors like the model, variants and location of your car. You have to fill all your details to buy the policy. By the way, if you are continuing with your old policy, then you will not have to give all these details because your details will be pre-filled on the website.
choose your planGenerally you are advised to choose a comprehensive car insurance policy and you should take this policy. In this, you also get the necessary third party liability cover. Along with this, you also get insurance against accident, disaster or theft. You can also take other add-on covers in this policy.
make payment online
While renewing a car insurance policy online, you can make the payment in several ways. Such as Netbanking, Debit Card, Credit Card, Online Wallets etc. Your new insurance will be sent to your registered email address within minutes of making the payment.
check the document once
Once the policy is renewed, check your documents once. A soft copy of your policy is also a valid document. But once check it that there is no mistake in your policy or your car details. If any discrepancy is found, it can be easily replaced immediately.
