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Try this method to reduce health insurance premium, let’s understand from experts

Health Insurance: There is a perception about health insurance among common people that what will we do with health insurance at a young age, now we are fit. Will take it later. But experts say that the sooner you take insurance, the more beneficial it will be.

Read Also: Health Insurance Policy: If the company rejects your claim, do not pay, complaint here

There is still very little awareness about health insurance in the country. We are far behind compared to developed countries. However, after Corona, the number of health insurance takers has increased rapidly. Now people are understanding its importance. But the awareness or understanding of the things related to insurance is still less. Like people do not take health insurance at a young age and think that we are fit. But experts say this is a misconception.

Read Also: If you have not got the car insured yet, then get it done immediately, otherwise you may have to pay a heavy price, definitely know

What is health insurance and why is it important? why we must know about it

Similarly, you can reduce the premium of your health insurance by taking care of many things. You can save thousands of rupees every year. Today we will talk about the ways by which you can reduce your insurance premium.

Read Also: You Can Buy Health Insurance for Heart Patients

The sooner the more the benefit

among the common people, there is a perception about health insurance that what will we do with health insurance at a young age, now we are fit. Will take it later. But experts say that the sooner you take insurance, the more beneficial it will be. As the age increases, the premium also increases in the same proportion. Taking insurance at an early age can help in saving the premium amount.

You must know, How to get discount

Many companies keep giving discounts in different ways. For example, in conjunction with health insurance agencies and fitness apps, the health insurance premium is waived on fulfilling the prescribed criteria. For example, after completing a predetermined number of steps in a day, you can get a discount of up to 30% on your base premium. Explore these ways and take advantage.

Read Also: if you are Riding a bike without two-wheeler insurance? Be ready to pay the penalty

You should Choose an effective plan instead of many plans,

many people buy many health insurance. This harms you. There is no need to buy another policy for more coverage after already having health insurance. Instead, one can opt for a super top-up plan, which will provide additional coverage along with saving premium.

You can Check here the features of the plan

Before taking health insurance, check which features are available in it. For example, first find out whether there is a feature like “Switch Off” in that plan? Having this feature allows you to switch off your health insurance while traveling abroad after the first year of the policy and get a discount on premium at the time of renewal.

Read Also:  Is it beneficial to buy a multi-year health insurance policy? Know about its advantages and disadvantages

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