Indian Railway News: While booking railway tickets online, the option of railway travel insurance is also given to the passenger. This insurance, which is available in just 35 paise, is very useful in case of train accident.
When you book train tickets online, railways gives us the option of getting travel insurance for just 35 paise. Due to this insurance, the insurance company compensates for the loss in train travel.
In this, a cover of up to Rs 10 lakh is available. In this, the insurance amount is given to the passenger according to the different eligibility in the accident.
Therefore, the next time whenever you book railway tickets online, then definitely choose the option of railway travel insurance. When you select the insurance option, then a link will be sent to your email ID and mobile number.
This link belongs to the insurer. By visiting this link, you must fill the nominee details there. Insurance claim is available only if there is a nominee in the insurance policy.
This amount will be given in case of accident
It helps in compensating for the loss caused in a rail accident. According to how much you have suffered in the railway accident, gives you the amount of insurance. In case of death of a passenger in a railway accident, a sum insured of Rs 10 lakh is available.
If the railway passenger becomes completely disabled in an accident, then he gets 10 lakh rupees. In case of partial permanent disability, Rs 7.5 lakh is available.
In case of injury, Rs 2 lakh is available for hospitalization. Apart from this, if the railway passenger dies, the insurance company also gives 10 thousand rupees for the transportation of the body.
This is the claim process
In case of train accident, that person, nominee or his successor can claim insurance. For this, he can make an insurance claim by visiting the nearest office of the insurance company.
Documents like Aadhar Card, PAN Card etc. have to be submitted. Insurance claim can be made within 4 months of train accident.
