Travel Insurance: Travel insurance is like a safety net. Although many travelers believe that they do not need travel insurance. But if an emergency arises during your trip, not having coverage can leave you in trouble. Let us know the truth of 4 myths related to travel insurance.
New Delhi. There are many such myths in our society which we have been hearing for a long time. Many such myths regarding travel insurance have been prevalent for a long time. However, people often believe in them without knowing their truth. Let us know the truth of 4 myths related to travel insurance.
Travel insurance is like a safety net. Although many travelers believe that they do not need travel insurance. But if an emergency arises during your trip, not having coverage can leave you in trouble.
Myth- I do not need travel insurance for short trips or domestic travel.
Fact: The notion that insurance is not required for short trips or domestic trips is a misconception. Travel insurance is helpful in case of unexpected events like trip cancellation, medical emergency etc.
Myth: My health insurance covers me abroad, so I don’t need travel insurance.
Fact: Some people believe that their existing health insurance provides adequate coverage abroad. However, such plans often have limitations and do not cover expenses like emergency evacuation, trip cancellation or repatriation in case of serious medical conditions. Travel insurance bridges these shortcomings.
Myth: Travel insurance is expensive.
Fact: Cost concerns often keep travelers from considering insurance. However, the price of travel insurance fluctuates depending on factors like trip duration, coverage limit and age.
Myth: Travel insurance claims are difficult and are often denied.
Fact: Many travelers are concerned that understanding the claims process with travel insurance companies is a complex process that may lead to claims being rejected. However, travel insurance requires accurate documentation.
Insurance companies work to simplify these steps and help travelers quickly. Maintaining complete records including necessary documents and receipts and prompt communication in case of any incident makes claims easier.
