In this plan of LIC, you will get 2 options, first immediate annuity and second deferred annuity. In immediate annuity, the investor gets the payment immediately.
New Delhi. After retirement, a person has to face many problems financially. In such a situation, it becomes very difficult for them to run the expenses of the house. If you invest in a good scheme at the right time, you can get a good pension after your retirement.
People invest in many places for a good pension in future. If you also want that you get pension for life on one investment, then today we are telling you about such a scheme of Life Insurance Corporation (LIC), by investing in which you can arrange monthly fixed income. This plan is LIC’s Jeevan Shanti scheme (LIC Jeevan Shanti) you can increase your monthly income.
LIC has revised the rates for its New Jeevan Shanti Plan (Plan No. 858). Due to which new policy holders applying for this scheme from January 5 will now get more interest. Under this scheme, you can earn more profit in limited investment.
What is this policy
LIC’s Jeevan Shanti Scheme is a non linked plan. In this you have to pay annual premium. In this, the customer can opt for immediate annuity or deferred annuity. There are also options for when the policy holder wants to take pension.
You can take advantage of this after 5, 10, 15 or 20 years. Pension will start as per the time chosen by you. Earlier this month, LIC had increased the incentive for the purchase price. The incentive ranges from Rs 3 to Rs 9.75 per Rs 1,000. It depends on the price and duration.
You will get pension every month
In this plan of LIC, you get pension every month. By investing in this scheme, you can get a fixed amount every month. Those who want to get pension immediately by depositing lump sum amount can also take advantage of this. If you do not like it after buying the policy, you can surrender it anytime. Apart from this, you can also take a loan on the basis of the policy.
In this way, get 11000 rupees per month,
anyone from 30 to 79 years can invest in this policy of LIC. The minimum purchase price is Rs 1.5 lakh which means you will have to invest at least Rs 1.5 lakh in it. According to the plan, in case of deferred annuity for single life, you can get a monthly pension of Rs 11,192 by purchasing a policy of Rs 10 lakh. In case of deferred annuity for community life, the monthly pension can be Rs 10,576.
