Motor Insurance ClaimMotor Insurance Claim If it is mandatory to take your motor insurance. It covers everything from vehicle theft to vehicle accident. Also, add on facility can also be availed.
Motor Insurance Claim: Many types of motor insurance policies are offered. This is necessary for the safety of your vehicle. If the vehicle is stolen or if there is a problem like an accident, then the vehicle insurance policy helps financially. In any such situation, a motor insurance policy can be claimed.
If your motor insurance policy is getting rejected again and again and you want to avoid it, then you can follow the method mentioned here. Let us know how you can claim for your vehicle insurance policy.
Steps to avoid claim rejection
If the vehicle is stolen or meets with an accident, the first thing you should do is inform the insurance company. Along with this, a report should be lodged in the nearest police station and a copy of it should be given to the insurance company. After this, information about the loss will be taken from the insurance company.
Also give information about CNG kit
The company will estimate the cost of repairs. Along with this, documents and term-conditions will also be examined. On the other hand, if you have fitted the CNG kit in the car, then you will have to inform about it even while renewing the policy. The insurer will then add the premium amount on this basis.
Why motor insurance claim can be rejected
- If the insured vehicle is declared as personal and used for business purposes, the insurance company will reject the claim.
- If an accident happens outside the area, your claim may get rejected.
- Driving under the influence of alcohol or drugs will also lead to rejected claims.
- Know the terms and conditions of the insurance policy to avoid claim rejection.
