Motor Car Insurance Policy Claim: Today we are telling you some tips and precautions regarding the problems related to claims in motor insurance policy. Following these will save you money, time and resources after an accident or vehicle theft and you will be able to avoid the hassles of the insurance company.
Motor Insurance Policy Claim: Nowadays the number of vehicles owned by people has increased. Along with this, the graph of vehicle theft and road accidents has also increased. Due to this, people suffer huge financial loss.
To avoid this, people insure their vehicles. But, it has been seen many times that companies reject their claims. Today we are telling you the solutions to avoid this problem, which will save you from running around and also from the loss of money.
Motor insurance claim can be rejected because
– If you have declared the vehicle for personal use at the time of taking insurance and later use it for commercial purposes – If an
accident happens outside the area, the company can also reject your claim
– If Claims will be rejected outright if alcohol or drug consumption is found at the time of the incident.
What to do to avoid rejection?
First of all, keep in mind the three things mentioned above because in most of the cases claims are rejected due to these reasons. Apart from this, you should fill the claim carefully and submit the correct documents. The company also checks the documents and term-conditions, so that it does not happen that your small mistake spoils your money.
Legal information:
At the time of vehicle theft or accident, keep in mind that first of all you should complain to the police station. After this inform the insurance company. A copy of the report lodged at the police station should be given to the insurance company.
Keep the documents in order.
If your car is CNG then keep it fitted. You will also have to give this information while renewing the policy. Apart from this, keep all the documents of your vehicle in order. Know the terms and conditions of the particular insurance policy carefully.
