In today’s time, it has become very important to maintain a good smartphone. Now if you buy a smartphone and it gets stolen or damaged, then another expense increases. To avoid such expenses, mobile insurance proves to be very effective. Today we will tell you why you should take mobile insurance.
Can you live even a single day without a mobile? Just thinking about it makes me feel scared. Now it would not be wrong to say that in today’s time, the role of mobile has become very important in our life.
There are many types of smartphones available in the market. Some of them are so expensive that one has to think many times before buying one. Even if we buy an expensive phone, we take care of it like a small child. Now to take care of the smartphone, we can also take mobile insurance.
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What is Mobile Insurance?
Mobile insurance is a type of insurance. It is designed for mobile phones. This insurance policy covers things like damage to the phone and loss or theft. You can buy this insurance from a mobile device store or from the website and apps of an insurance company.
However, it is not mandatory to take mobile insurance. But, if you take this insurance, it will play the role of a financial safeguard. Experts also say that taking mobile insurance is a smart choice.
Why buy mobile insurance
When the phone is stolen, along with the loss of data, the financial burden also increases. In such a situation, mobile insurance is very important for financial setback. Mobile insurance covers all these situations.
If the phone breaks due to an accident or any other reason, then repairing the phone is very expensive. In such a situation, mobile insurance proves to be very effective at the time of mobile breakage.
Along with the smartphone breaking, it is also very important to protect it from liquid damage. Many times the phone also gets damaged due to water, moisture and humidity. Mobile insurance covers this situation as well.
Repairing phones of brands like Apple, Samsung, One Plus is very expensive. In such a situation, if we get insurance for these phones, then this insurance saves us from such repair bills.
If the phone is lost and the warranty period is still on, then also compensation is not given. But, full compensation is given in mobile insurance.
What is covered in mobile insurance? (What will be covered in mobile insurance?)
- Stolen phone is covered.
- If the phone gets damaged in an accident then it is covered.
- Liquid damage is covered.
- If any technical problem arises, that is also covered.
- Smartphone screen damage is also covered.
- If the smartphone catches fire, it is also covered.
What is not covered in mobile insurance? (What mobile insurance does not cover?)
- If there is no information about how the phone was lost.
- Intentional damage to the phone.
- If someone other than the owner is using the phone.
- There may be some problem with the phone already.
These facilities are available in mobile insurance
Many insurances also provide doorstep pick-up and drop facility for repairs.
The facility of cashless process is also available.
Some insurance companies also offer nine-claim bonus.
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