Today everyone thinks about the insurance policy so that there is no future tension. If you are also thinking like this, then today we will tell you about such a plan which will give you 12 thousand rupees every month for a lifetime. Yes, we are talking about LIC Saral Pension Yojana which will make your future shine. Do read the news.
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If you are also thinking of taking an insurance plan, then this can be useful news for you. If you are looking to take the plan of the country’s largest insurance company LIC, then LIC Saral Pension Yojana can be a better option for you. It is a non-linked, single premium, individual immediate annuity plan. This plan can also be taken with spouse.
This policy was launched last year
The Life Insurance Corporation of India (LIC) launched the Saral Pension Scheme on July 1, 2021, keeping in mind the financial needs of the people. The most important thing about this policy is that in this you can get fixed income every month by paying premium only once. Under this scheme, you will be able to take a loan at any time after six months from the date of commencement of the policy. You can buy this policy online and offline.
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LIC’s Saral Pension Plan policyholder gets a monthly pension of Rs 12,000. The minimum annuity under this plan is Rs 12,000 per annum. The minimum purchase price will depend on the annuity mode, the option opted and the age of the policy taker. There is no maximum purchase price limit. This scheme is available for the age group of 40 years to 80 years.
you should Know what is the specialty of the plan
Under this plan, if you want to take the benefit of monthly pension, then at least 1 thousand rupees will have to be deposited every month. Similarly, for quarterly pension, at least 3000 will have to be invested in a month. Under this scheme of LIC, the policyholder has the option to choose annuity from two available options on payment of lump sum amount. will be given. The second option is that the policyholder will get pension for life. After his death, the husband and wife will get pension for life. After the death of the last survivor, 100% sum assured will be returned to the nominee.