Life Insurance: You can take life insurance of Rs 2 lakh by spending just 1 rupee every month. This scheme has been started by the government.
Life Insurance: Insurance is as important for every person today as food is for you. Insurance is the only thing that takes care of your family after your death. Actually, people in upper and middle class families often get insurance but for poor families. It is very difficult to pay premium for insurance, but what if you are told that you have to pay only Re 1 as premium every month? Won’t you still get insurance? Let us tell you, Pradhan Mantri Suraksha Bima Yojana is a scheme in which poor families are insured.
Let us tell you, the government had brought this scheme keeping in mind the social security of poor families. Under Pradhan Mantri Suraksha Bima Yojana, accident cover up to Rs 2 lakh is available at a nominal premium of Rs. In this, you have to deposit Rs 12 per year every year, the biggest feature of which is that the premium has to be paid only once in a year and that too in Re 1. For this you do not need to do anything separately, it is also automatically deducted from your bank account.
It is very easy to register in this scheme of the government, for this you can apply by visiting any of your nearest bank. Not only this, if you want, you can also take the help of a bank friend or you can also contact the insurance agent. Provides this service in association with government and private insurance companies.
For this scheme every year before 31st May, the premium amount will be automatically deducted from your bank account and you will get cover for the period from 1st June to 31st May. Under this plan, if the life insured dies in an accident or becomes completely disabled, he/she gets accident insurance of Rs.2 lakh. At the same time, in case of permanent partial disability, a cover of Rs 1 lakh is available.
Who can take advantage of the scheme?
Any person between 18 years to 70 years can take advantage of this scheme. The cover will terminate on crossing the age of 70 years. To take advantage of this scheme, it is necessary to have an account in the bank and also it is necessary to have a balance in the account during the deduction of premium on 31st May.
