LIC Scheme: LIC’s Dhan Sanchay Scheme (Dhan Sanchay Scheme) also secures the future of the family with guaranteed returns and a sum assured of up to Rs 22 lakh is also available.
LIC Dhan Sanchay Scheme: If you invest in LIC schemes, then LIC’s Dhan Sanchay Scheme can be useful for you. Because this scheme also secures the future of the family with guaranteed returns.
Life Insurance Corporation of India is the largest insurance company in the country and even today people of the country take LIC policies for better future of themselves and their families. LIC offers a variety of investment and insurance options to its customers, which include insurance plans, pension plans, health plans and unit linked plans.
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If you invest in a wealth accumulation scheme, then you get a sum assured of up to Rs 22 lakh. In this scheme, customers get guaranteed returns and also get many benefits. Here you can get all the information related to the policy in detail. Explain that this is a non linked, non participating, individual, savings, life insurance plan. This plan gives your family the benefit of both protection and savings.
the policyholder dies during the policy term, then this company provides financial assistance to the family. Under this plan of LIC, two options are given to the customers.
First – Option A and second – Option B.
- Level Income Benefit in Option A
- In option B, benefits like increasing the income benefit are available.
- In the case of single premium payment, two more options are available.
- Single premium level income benefit in Option C
- Option D includes single premium enhanced cover with level income benefit.
This is how you will get the benefit of the scheme
One must be at least 3 years old to invest in LIC’s wealth savings scheme. The maximum age for option A and B is 50 years and for option C the maximum age is 65 years and for option C is 40 years. Apart from this, the minimum maturity age limit is 18 years.
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Premium for option A and B
The minimum premium amount for option A and B is Rs.30000 and for option C and D the premium amount is Rs.2 lakh. However, there is no limit on the maximum premium. Apart from this, the amount of Sum Assured on Death for Option A and Option B is Rs.3,30,000. The sum assured amount for option C is Rs 2,50,000 and for option D the amount is Rs 22 lakh.
Guaranteed returns are available on the plan
Guaranteed income returns are payable in advance under LIC’s wealth accumulation plan. The period from the date of maturity i.e. the first installment of Guaranteed Income Benefit will be made on the basis of the benefit on and after the date of maturity. The payment mode chosen by the policyholder is on a monthly or quarterly basis or six monthly basis or annually from the date of maturity. You can select as per your convenience.
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