LIC Best Policy: If you start pension after 5, 10, 15 or 20 years, then its amount will increase. You can get the returns on monthly, quarterly, half yearly and yearly basis
The Corona period has made people understand the importance of saving and investing. Whether you are employed or doing any business of your own, it is very important to save some money from your income for the future. It is equally important to invest this savings. If you are the head of the family, then there is bound to be concern for the rest of the members. In such a situation, getting life insurance i.e. life insurance is a better option.
If you are also worried about future financial problems for yourself and your family and want guaranteed earnings without any risk, then here we are going to give you a great scheme of Life Insurance Corporation of India (LIC). Here we are telling you about the same scheme, in which you can earn a lifetime by investing money once. Come, know about it in detail.
LIC’s Jeevan Shanti Scheme
Jeevan Shanti Scheme of LIC is a non-linked plan. In this scheme, you can invest a lump sum and then you will continue to get pension for life. According to the information, you can start pension immediately or you can start pension after 5, 10, 15 or 20 years according to your age and need. In the option of 5, 10, 15 or 20 years, the amount of pension you will get will increase.
How much pension will you get on investing how much money?
According to LIC insurance agent Santosh Kumar, if you invest Rs 10 lakh in this scheme at the age of 45, then you will start getting a pension of Rs 74,300 annually. If you start pension after 5, 10, 15 or 20 years, then its amount will increase, although there are some conditions. You can get the returns on monthly, quarterly, half yearly and yearly basis also.
You can buy the policy online, from agent or from office
LIC’s Jeevan Shanti is a comprehensive annuity plan, in which the individual and his family will also get benefits. You can buy LIC’s Jeevan Shanti Scheme from any LIC agent. Or you can get it activated by going to your nearest LIC office. If you want, you can also buy the policy online.
Age between 30 to 85 years
Any Indian person can buy this policy of LIC. Your age should be more than 30 years and less than 85 years. You can also take a loan against this policy. If you have any problem related to the policy, or you do not want to continue it, then you can surrender anytime after 3 months. Insurance agent Santosh told that no medical document will be required to close the policy. He claimed that the scheme is so good that there will be no need to surrender the policy.
