LIC Jeevan Labh Yojana 2025: Life Insurance Corporation of India (LIC) is one of the most trusted insurance companies in the country, which provides long-term returns along with investment and insurance protection. If you want high returns in less investment, then LIC Jeevan Labh Yojana 2025 can be a great scheme for you.
In this scheme, you can get benefits up to ₹ 8 lakh by investing just ₹ 1,800 every month. Apart from this, this policy also provides many facilities like date benefit, bonus and tax exemption. In this article, we will explain in detail the features of this scheme, the process of investment and the benefits it provides.
Key Features of LIC Jeevan Labh Yojana
- The policyholder will receive an amount of up to ₹8 lakh after 20 years of investment.
- If the policyholder dies during the policy term, the family will get a return of up to 10 times the amount deposited.
- Bonuses and other benefits are added from time to time under the LIC Jeevan Labh scheme, which increases the total returns.
- The premium is tax exempt under Section 80C and the maturity amount is tax-free under Section 10(10D).
- The scheme is completely protected from market risks, giving investors guaranteed returns.
How to get ₹ 8 lakh under LIC Jeevan Labh Yojana?
In this policy, if you invest ₹1,800 per month for 20 years , then a total of ₹4.32 lakh will be deposited . But after adding bonuses and other benefits, you will get a return of up to ₹8 lakh.
Benefits of LIC Jeevan Labh Yojana 2025
Death Benefit
If the policyholder dies within the period of 20 years , the family will get up to 10 times the premium .
Tax saving benefits
- Tax exemption on premium under section 80C .
- Maturity amount is completely tax-free under section 10(10D) .
Guaranteed Returns and Bonuses
- LIC gives bonuses to its policyholders every year, which increases the maturity amount.
- This bonus keeps accumulating during the policy term.
Long Term Security and Risk-Free Investment
- This scheme is completely safe and provides protection against market risk.
- This is a 100% safe investment plan due to the Government guarantee of LIC .
Eligibility
- Age Limit: 8 to 59 Years
- Maturity Age: Maximum 75 years
- Policy term: 16, 21, or 25 years
- Minimum Sum Assured: ₹2 Lakh
Documents Required
- Aadhar card
- PAN card
- Address Proof (Ration Card, Electricity Bill, etc.)
- Passport size photo
- Bank passbook (for NEFT)
- Income Certificate (if required)
Application Process for LIC Jeevan Labh Yojana 2025
How to apply online?
- Visit the official website of LIC www.licindia.in .
- Click on “Jeevan Labh Yojana”.
- Enter your details – Name, Address, Mobile Number, Email ID.
- Select the monthly premium from the premium calculator.
- Upload documents and make payment online.
- Once the policy is approved, download the digital policy document.
How to apply offline?
- Contact nearest LIC branch or authorized agent.
- Fill the form along with required documents and passport size photo.
- Go to LIC office, make payment and get the policy receipt.
- The hard copy of the policy will be sent to your address within a few days.
LIC Jeevan Labh Yojana Overview
If you want a safe and long term investment option, then LIC Jeevan Labh Yojana 2025 is a great option for you. This scheme not only gives you a return of up to ₹ 8 lakh but also offers many additional features like death protection and tax exemption.
Insurance sector: Deep tech fund announced in the general budget, 100% FDI in insurance sector
