Saral Pension Yojana Big Update: At least 12 thousand rupees will be given annually. Annuity means the amount that the insurance company provides to the customer annually in return for investment. There is no maximum purchase price limit in the plan.
Everyone wishes for a better life. He wants his tomorrow to be a comfortable one. If you are also thinking the same then LIC’s Saral Pension plan is made for you. Under this plan, the policy holder has to pay a single premium while taking the policy. That is, the policy holder has to pay the premium only once. After this, the policyholder gets pension for life.
How to take advantage of this facility
You can take this policy in two ways, first- single life policy and second- joint life policy. you can get very easily
Single Life Policy- It will be in the name of any one person. It will continue to be received in the form of pension while the policy holder is there. After the death of the pension holder, the base premium amount will be returned to the nominee.
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Joint Life Policy- According to the joint life option, both husband and wife will be associated with this plan. Whoever survives for a longer period of time will continue to receive the pension amount. After the death of the husband, the wife will be given the full amount of pension. Also, no deduction will be made in the amount of pension. After the death of both husband and wife, whoever is the nominee, they will be paid the base price. How to apply
online and offline for Saral Pension Yojana
How to apply online?
First of all you have to visit the official website of Insurance or Bank. After that you have to go to the home page and click on the option of Saral Pension Yojana.
After that click on the link of Apply Now.
Now the application form will open in front of you.
You have to fill all the necessary information asked in the application form like your name, age, mobile number etc.
After this all the important documents have to be attached and click on submit option.
How to apply offline?
You can apply offline like this
- First of all you have to go to the nearest insurance company or bank office.
- Now you have to get the application form of Saral Pension Yojana from there.
- After taking the application form, fill all the important information asked carefully.
- After this all the documents have to be attached.
- Now you have to submit this application form to the insurance company’s office.
- In this way you will be able to apply offline under Saral Pension Yojana.
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Required Documents Check here
- Aadhar Card
- Bank Accont
- Ration Card
- Residence Certificate
- Income Certificat
- Passport Size Photograph
- Mobile Number
- The minimum annuity under this scheme is ₹ 12000 per year
The minimum annuity under this scheme is ₹ 12000 per year. At least 12 thousand rupees will be given annually as a pension. Annuity means the amount that the insurance company provides to the customer annually in return for investment. There is no maximum purchase price limit in the plan.
According to LIC calculator if your age is 42 years. In such a situation, if you buy an annuity of Rs 30 lakh, then you will get a pension of Rs 12,388 every month.
People between 40 years to 80 years can buy the scheme. If you want to take advantage of monthly pension, then you have to invest at least Rs 1000 in a month, 3000 in 3 months and 6000 in 6 months.