LIC Jeevan Lakshya scheme: LIC keeps on bringing attractive plans from time to time. Many plans of LIC are offering bumper offers to the customers. In the plan we are telling today, you can get Rs 26 lakh by investing Rs 122 a day. Know full details.
LIC largest insurance company
The country’s largest insurance company. LIC keeps on bringing attractive plans from time to time. Many plans of LIC are offering bumper offers to the customers. In the plan we are telling today, you can get Rs 26 lakh by investing Rs 122 a day.
LIC Jeevan Lakshya Policy
This plan is LIC Jeevan Lakshya Policy. It is a policy that fulfills the goal of the policy even after the death of the insured. After the death of the insured, the premium is borne by the company. At the same time, every year the nominee gets 10 percent of the sum assured for expenses.
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People between the age group of 18 years to 55 years can invest in LIC Jeevan Lakshya Scheme. The policy term is from 13 to 25 years. The maximum age of maturity is 65 years. The number of years the policy is in place, the premium will have to be paid for 3 years less than that. That is, if you have a policy of 23 years, then you have to pay premium for 22 years.
In this plan, the insured gets a sum assured of at least Rs 1 lakh. There is no limit on the maximum sum assured. In this insurance, you can pay monthly, quarterly, 6 months and annually premiums.
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What is death benefit?
Death benefit is available in this policy. If a policyholder dies before the completion of the policy, the company collects the premium. The maturity amount is given to the nominee. At the same time, 10 percent of the Sum Assured is available for expenses every year till the first premium runs out of maturity. This policy is designed keeping in mind the needs of the children.
Assuming you buy this policy at the age of 30, then this plan will remain
Age : 30 years
Basic Sum Assured: Rs 10 lakh
Policy Tenure: 25 Years
Death Sum Assured: Rs 11 lakh
Premium Monthly: Rs 3723
Premium Quarterly : 11170 Rs
Premium Half Yearly : Rs 22102
Premium Annual : Rs 43726
Total amount at maturity: Rs 26 lakh
The sum assured in this is 10 lakhs. The bonus is Rs 11.50 lakh. While the FAB is around Rs 4.50 lakh.
It is clear here that you will have to pay an annual premium of Rs 43726. This will be Rs 3644 on monthly basis. That is, if you save Rs 122 every day, then you can take advantage of this policy.
