LIC Aadhaar Shila Scheme If you want to earn a good profit in less money, then you can invest in LIC’s Aadhaar Shila scheme. In this, you also get good returns along with tax benefits. Let’s know about it. (Jagran file photo)
LIC schemes are very popular among investors. By investing very little money in these schemes, a substantial profit can be earned. LIC has only one such scheme LIC Aadhaar Shila .
Although this scheme has many merits, but the best thing about it is that it provides an option of high returns with low risk. If you are looking for such a plan, then Aadharshila plan from Life Insurance Corporation can be useful for you. The most important thing about this plan is that it has been made keeping women in mind.
This plan is special for women
Half of our population is still marginalized and has not got the respect it deserves. Small savings made by rural or small town women often remain locked in her bundle. Keeping this thing in mind, this plan has been prepared. Through this, women can convert their smallest amount into a big amount. We give you all the information related to this scheme.
What is the specialty of Adharshila scheme
Adharshila scheme provides a great investment opportunity to women with low risk and guaranteed returns. If you want good returns on small savings, then you can invest in LIC Aadharshila plan.
Who can invest
Women from 8 years to 55 years can invest money in this plan. The maximum investment period in the scheme is minimum 10 years and maximum 20 years. The minimum amount to invest in this has been kept at Rs 75,000 and the maximum at Rs 3 lakh. The duration of this plan is also good. In some cases it can be kept up to a maximum of 70 years.
how much money do you get
If you invest in this scheme then you can pay the premium amount on quarterly, half yearly or monthly basis. Let us explain to you with a calculation that if you invest money in this scheme, how much return you will get.
If you are 20 years old now, then by depositing a premium of Rs 58 every day, you deposit Rs 21,900 annually. If you invest continuously for 20 years, then your total sum assured will be Rs 4,29,392. When the policy matures after 20 years, you get around Rs 8 lakh.
There are other advantages
- If the policy holder dies during this plan, then in such a situation the benefit of the plan is given to his family and it is seven times the premium.
- You can avail loan facility under the scheme. You can avail this loan facility only after 3 years of purchase of the policy.
- You are also given loyalty addition in this plan.
- If you close this plan midway after investing, you are eligible for guaranteed returns. The amount you will get depends on the term of the policy and the sum assured.
- Tax benefit is also given in this scheme.
- If you change your mind after investing in the plan after investment, then you can cancel it. You can get all your money after canceling the plan within 15 days of investing.
