A scheme named SBI Life Poorna Suraksha is still running, under which you can give maximum strength to your family in minimum premium.
SBI Life Poorna Suraksha: The future is uncertain but preparations can be made for it from today. You and your family do not have to face any financial problem due to any untoward incident that happened to you, so you can prepare from today itself. In this regard, a scheme named SBI Life Poorna Suraksha is running, under which you can give more strength to the family in minimum premium. Under SBI Life Poorna Suraksha, people of the age of 30 years can take a cover of Rs 2.5 crore on payment of less than Rs 100 per day.
The special feature of this scheme is that critical diseases are covered in this and premium will be waived during the critical diseases identified in the plan. 36 critical illnesses can be covered under the policy. Apart from this, the premium will remain fixed throughout the policy term, ie you will not have to worry about the increase in premium due to increase in inflation. Under this, the death of the policyholder has also been covered i.e. in the absence of the policyholder, the family will not have to face financial problems.
Your premium will become so much
1.Let us assume that the age of a male policyholder is 30 years.
2.He is not an SBI staff and also does not smoke and is not a resident of Kerala.
3.In this situation, for a cover of Rs 2.5 crore, a premium of Rs 35849 will have to be paid annually for a policy term of 10 years. That is, less than Rs 100 per day.
4.In case of being a female, all other data such as age, coverage and policy term are same, then the annual premium will be Rs 34553.
Some of the key points related to the policy are as follows.
Entry Age: Minimum – 18 Years & Maximum – 65 Years
Age at Maturity: Minimum – 28 years and Maximum – 75 years
Basic Sum Assured: Minimum – Rs 20 lakh and Maximum – Rs 2.5 crore
Premium Mode: Yearly / Half yearly / Quarterly
In monthly premium mode, premium for up to three months will be payable in advanced.
Policy Term: 10,15,20,25 and 30 years
