Travel gives us the unique ability to taste fantastic new cuisines and experience myriad cultures. Traveling abroad gives us a chance to relive history or follow in the footsteps of our favorite movie and book characters. Travel means different things to different people. Whether you are traveling for work or leisure, we are sure that you will definitely want to enjoy a safe and enjoyable journey as you wish that your journey is pleasant and luxurious. We all spend more and more money for a happy and luxurious journey.
Sadly, there are many things that can hinder work. Lost luggage, a minor accident or a medical emergency can all leave you alone in a foreign city. That’s why having international travel insurance is very important. With Tata AIG International Travel Insurance Plan, you can enjoy all the sights and sounds without breaking a sweat over the little things. Our foreign travel insurance policy will help you deal with any untoward situation that comes your way. From baggage delay to lost passport or being found with COVID-19*, we’ll be with you every step of the way – literally and figuratively!
Know, Features Of International Travel Insurance
Your international travel insurance policy gives you both protection and comfort while you are abroad. When you buy a Tata AIG International travel plan, have a look at the features you want to enjoy.
Cover for accidents and illness
Falling sick is always a terrifying experience, but falling ill abroad is overwhelming for all of us. Our policy helps cover the expenses associated with your medical treatment when you become ill. but that’s not all. An accident can result in short hospitalization or it can be fatal. In any case, our international travel insurance plan helps you cover the costs. From emergency medical treatment to medical evacuation and bringing back the remains of the insured, we handle everything. Our International Travel Policy also provides protection for emergency dental services if required.
Travel assistance
Traveling to a foreign country can be thrilling. But if something goes wrong, it can be extremely scary for you. If you need any help identifying where you can get medical treatment or if your passport is lost or stolen, how to apply for a new passport, our International Travel Insurance Plan will help you provides.
Loss or delay of baggage
If your bag gets stolen or lost or delayed because it was shipped somewhere else or inadvertently left behind, you don’t have to worry or sweat in it. Our international travel insurance policy helps you cover the cost of purchasing essential personal items or reimburses the cost of your lost luggage.
Personal liability
If you are involved in an accident where another person is hurt or another person’s property is damaged, you will never have to pay for it out of your own pocket. Our international travel insurance policy provides the facility to take care of necessary medical expenses or repair costs.
Hijack Cover
If you become the victim of a kidnapping, our International Travel Insurance Policy will provide you with a Distress Allowance. We know this can’t make up for the trauma you’ve experienced, but we hope it helps you help.
Automatic Extension
If you are hospitalized abroad at the time your international travel insurance policy expires, we will extend this for 60 days or until you are discharged. If your flight home is delayed and you have no other way back home, we will extend our cover for another 7 days, so you don’t have to worry about traveling without insurance Is.
When, Where and How to Choose International Travel Insurance?
Buying an international travel insurance policy requires a lot of thought and precision. To help yourself in your decision, here’s a look at some important factors that you should consider before choosing an international travel insurance policy:
Destination
Your overseas travel insurance policy will depend largely on your destination. It’s important that you check the travel insurance requirements of various countries. For example, certain countries will not issue you a travel visa unless you can show that you have sufficient cover in your international travel insurance policy.
Travel Frequency
The type of foreign travel insurance policy you buy will depend on how often you plan to travel. If you travel a lot, a multiple-trip travel insurance plan may be ideal for you. These plans allow you to enjoy multiple trips without having to apply for a new travel insurance policy every time. On the other hand, if you travel rarely, then a single trip travel insurance policy may be better for you. You can easily apply for your travel insurance policy online and get it issued instantly without the need for any pre-policy check-ups.
Duration of travel
While choosing an overseas travel insurance plan, you should keep in mind the duration of your trip. It is a good idea to choose an international travel insurance policy of a duration that is slightly longer than your actual travel dates. Ideally, you should be able to find a plan that offers cover for more days without impacting your premium. That way, if you have to extend your trip by a few days, you don’t risk losing your cover.
Traveling people
If you are traveling alone, you can buy an international travel insurance policy just for yourself without any worries. If you are traveling with your family, you should cover each member in your international travel insurance policy. Before buying the policy make sure you tell us how many of you are traveling and we will take necessary action. This makes it a lot easier for you to keep track of everyone’s paperwork
claim limit
This is probably one of the most important factors that will affect your decision. Every travel insurance policy has a limit on how much they will pay for various claims. For example, you will receive a specified amount in case your bag is lost or stolen. Even in case of medical emergencies, you should keep in mind your sum insured and claim limit. If your claim limit is low, it may not be enough to take care of all types of medical emergencies while traveling abroad. Depending on where you are going and for how long you are traveling, you should choose the appropriate sum insured for your international travel insurance policy. A higher sum insured will lead to a higher premium, but it will come in handy when you need to file a claim while travelling.
