PM Suraksha Bima Yojana To provide life insurance coverage, the government has started PM Suraksha Bima Yojana. This scheme started in the year 2016. In this, insurance coverage up to Rs 2 lakh is available. Whereas the scheme holder has to deposit a premium of Rs 2 every month and Rs 20 annually. Know how to apply for this scheme?
Today life insurance is very important. There is a continuous increase in the population of the country. In such a situation, the government brings many types of schemes for the poor class. This scheme is started to provide them financial help. PM Suraksha Bima Yojana was launched by the Government of India.
The objective of starting this scheme was to provide financial assistance to the head of a family if an accident occurs.
In this scheme one has to invest Rs 20 annually and Rs 2 every month. With such a low investment, they get life insurance up to Rs 2 lakh. This scheme was started in the year 2016.
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Who gets the benefit of PM Suraksha Bima Yojana?
- People between 18 to 70 years can avail the benefit of this scheme.
- In this scheme, the investment amount is automatically deducted from the linked bank account.
- In case of accident, death or disability of the insured, insurance of up to Rs 2 lakh is available.
- An amount of Rs 1 lakh is given by the government in case the insurance holder becomes disabled in an accident.
- Whereas, after the death of the insured, the nominee gets the entire insurance amount.
How to apply
- To avail the benefits of this scheme, application can be made in both online and offline mode.
- For online application one has to go to https://www.jansuraksha.gov.in/.
- Here you have to fill the application form.
- Before submitting the form, you have to attach the documents with it.
- For offline application, you can contact your nearest bank branch.
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These documents are necessary
- Aadhaar Card
- Voter ID, Ration Card or any ID proof
- bank account details
- Birth Certificate for Age Proof
- passport size photo
