Insurance up to 10 Lakhs in 1 Rupee, Did You Take Advantage of This Scheme of The Government

Travel Insurance: Railways gives you insurance of 10 lakhs at a very low cost. If you do not know about this scheme, then you must know because if you get such a policy for just Re 1, then there is no reason to leave it.

IRCTC Travel Insurance Coverage: If you travel in Indian Railways, then this news is of great use to you because Indian Railways provides many facilities to the passengers. Out of which some of the facilities are not even known to the passengers. One such scheme is that of insurance cover. Yes, Indian Railways offers travel insurance to its passengers at very low rates, but many people do not take advantage of it. If you also travel in train then you must know about this facility. How can you get this insurance? When will you get this insurance?

Have Travel insurance

Indian Railways provides insurance to its passengers at very cheap rates. According to the information of the railway, when you book a ticket through the railway website, app or any online platform, then the option of travel insurance appears there. Here you are given the facility to get insurance for Re 1 or less. Most people do not take care of this while booking tickets and are unable to take advantage of this insurance. In such a situation, if you book tickets for Indian Railways, then definitely keep this in mind.

Be Careful When Booking

Whenever you book a train ticket, at that time you have to take care of small things. This insurance is available on the sleeper or whatever coach you make a reservation on the app. If you make offline reservation i.e. you will book ticket from railway ticket counter also, then there is an option to get insurance in the form.

How Much do You Get Paid

If a passenger dies during the travel, then the insurance company gives financial assistance of Rs 10 lakh to the family. In the same incident, if the passenger becomes completely handicapped or crippled, an amount of Rs 10 lakh is given as financial help.

If a passenger is partially disabled in a train accident, then a payment of Rs 7 lakh 50 thousand is given by the beam company. Rs 2 lakh is paid to the seriously injured person in the incident and Rs 10,000 is paid by the insurance company if the passenger is minorly injured.