You must have heard about various insurance policies, which give you insurance cover of lakhs at some premium. If you take insurance, you can keep yourself as well as your family safe. But sometimes we are not able to take this policy because of the expensive premium.
In today’s time, a large number of people are getting insurance. By the way, many companies are offering life insurance plans. But let us tell you that some life insurance policies are also being run by the government.
In which you can take advantage of insurance cover by paying very low premium. It is not possible to pay higher premium for the population belonging to low income or poor section. In such a situation, the Central Government’s Pradhan Mantri Suraksha Bima Yojana (PM Suraksha Bima Yojana) has emerged as a game changer.
The Central Government had started the Pradhan Mantri Suraksha Bima Yojana a few years ago at a very nominal premium. PMSBY is such a scheme from the Central Government, under which the account holder gets an insurance cover of Rs 2 lakh for just Rs 20. Let us know about this scheme…
Know what are the conditions of PMSBY?
People in the age group of 18-70 years can take advantage of the PMSBY scheme. The annual premium of this scheme is only Rs.20. The premium for PMSBY policy is also deducted directly from the bank account.
The bank account is linked to PMSBY at the time of purchasing the policy. According to the PMSBY policy, in case of death in an accident or disability of the customer who bought the insurance, an amount of Rs 2 lakh is given to his dependent.
Annual premium increased from Rs 12 to Rs 20.
Pradhan Mantri Suraksha Bima Yojana is an insurance scheme launched by the Government of India in the year 2015. In this, a cover of up to 2 lakh is given in case of an accident. To take advantage of this, from June 1, 2022, there is an annual premium of Rs 20. Before June 1, 2022, the premium was only Rs 12. The objective of PMSBY is to provide security to the large population of India whose income is very low.
Know how the registration is done?
You can apply for this policy by visiting any branch of the bank. Bank Mitras are also delivering PMSBY door to door. Insurance agent can also be contacted for this. Government insurance companies and many private insurance companies also sell this plan.
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