The Insurance Regulatory and Development Authority of India has told insurance companies that they will have to create Ayushman Bharat Health Account (ABHA) IDs for new and existing holders taking insurance policies.
The Insurance Regulatory and Development Authority of India has told insurance companies that they will have to create Ayushman Bharat Health Account (ABHA) ID ie Ayushman Card for existing and new policy holders. Under this unique ID, citizens can access all the information related to their health.
This ID keeps complete data of your health. Along with this, with the help of this, you can also make the right selection of the hospital and doctors. Apart from this, you can also avoid long queues at the time of registration and you can save your time. Health ID is part of the Ayushman Bharat Digital Mission (ABDM) being implemented by the Health Authority (NHA).
Aim to cover all Indians
So far 402.6 million ABHA IDs have been created. All Indians have to be covered under this ID. From the year 2022, Insurance Regulatory and Development Authority of India (IRDAI) and NHA are trying to speed up ABHA ID creation. At the same time, it has also been explored to speed up the insurance claim processing.
ID facility will be available in the form itself
The insurance regulator said in its directive that all insurers will have to obtain the consent of the member to capture the ABHA number of people seeking insurance cover and share medical records with insurers or third party administrators (TPAs). For this, they will have to give the right to opt for the Aura option during the insurance form itself (including the online form).
Will help in identifying the insured
IRDA has also told the insurers that they can take help in generating ABHA number through agents. Existing policy holders can generate their ABHA number during the renewal process. Aura ID will help in digitally identifying the insurance holders and will also provide health related facilities.
