Insurance Claim: When you receive the adjuster’s written estimate and report, review it for accuracy and make sure it is complete. Insurance adjusters will never ask you for money, collect your deductible, or charge you for their services.
Delhi Flood: A lot of damage has been seen in Delhi these days due to floods. The properties of many people have also been damaged due to the flood. At the same time, the vehicles and houses of many people have also been washed away in the flood. In such a situation, if you have insurance for your house and vehicle, then you can also claim on it. For this you have to follow the whole process. Let us know how you can claim insurance on the damage caused due to flood.
insurance claim
If your property has been destroyed due to flood, report the loss to your insurance agent or company immediately. An insurance adjuster will be assigned to work with you during the claim process. The adjuster will call within a few days to set up a time to inspect your property in person or remotely. Ask if you can get paid in advance. The advance payment is deducted from the final claim payment.
Keep a record of damaged items as well as proof that your property has been damaged. For this, take pictures and videos of your house, vehicle and personal property damaged as they will be needed at the time of insurance claim. Keep a record of damaged items to show your adjuster.
Damage Estimation
When you meet your insurance agent or insurance adjuster for your insurance claim, inform them about the entire incident and provide proof. You have to tell them how much damage has been done. That’s where your adjuster will provide guidance and work with you to come up with an estimate of your covered losses. Also feel free to ask any questions you may have, to make sure you get everything you deserve.
Review
When you receive the adjuster’s written estimate and report, review it for accuracy and make sure it is complete. Insurance adjusters will never ask you for money, collect your deductible, or charge you for their services. Your claim payment amount will be based on the supporting documents provided by you and the contents of the same.
It is your responsibility to submit the information supporting your claim to the insurance company’s claims department and meet the required deadlines. If you still have any questions or have received a lesser amount as a claim, then contact the claims department of the insurance company for the same.
