To avoid the burden of medical expenses, people take medical insurance, which comes in handy in difficult times. For mediclaim, you have to remain hospitalized for at least 24 hours, otherwise insurance companies reject your claim. You cannot make an insurance claim without being admitted to the hospital.
To avoid the burden of treatment expenses, people take medical insurance, which comes in handy in difficult times. For mediclaim, you have to remain hospitalized for at least 24 hours, otherwise insurance companies reject your claim.
You are not able to make an insurance claim without being admitted to the hospital, but a big change in this is expected in the coming days. It is not necessary to be admitted in the hospital for 24 hours for mediclaim. The government has started talks with the insurance regulator IRDAI for this.
Matter of customers’ rights
According to the report, Union Consumer Affairs Secretary Rohit Kuman said that he will raise the issue of the rights of the insured with IRDA and DFS. It is noteworthy that in August this year, the District Consumer Court of Punjab and Kerala had given a historic decision regarding medical insurance claims.
The court had reprimanded the health insurance company and ordered it to give medical claim to the patient admitted for less than 24 hours.
