Health Insurance Claim Rejection Reason: Many types of diseases are spreading day by day. There is no sense of time, hence worried people often buy health insurance but when it comes time to claim it, the company rejects it. Know the reasons due to which health insurance claims are rejected.
Health Insurance Claim Rejection Reason: Time is unknown. It is impossible to say when and who will get what kind of disease. Nowadays, there are many types of diseases in the world, hence it is very important to have health insurance. People buy health insurance but when the need arises, the health insurance company rejects your claim. On this, Rakesh Goyal, Director, Probus Insurance Broker, explained the reasons for rejection of health insurance claims. Know all the details of this news.
Any chronic disease
If someone has a chronic disease then this claim may be rejected because most of the insurance companies reject or reject the claims related to these.
Illness not covered by insurance
Whenever you take insurance, you must check which diseases are covered by the company. If the disease for which you are claiming is not mentioned in the disease list, then the claim is rejected.
No authorization
Some specific diseases require pre-approval or authorization from insurance companies. This means that if you are undergoing treatment for a disease that requires pre-approval or authorization, then get the treatment done only after taking approval from the insurance company. Because of this the claim may be saved from being rejected.
Missing the deadline
Every insurance company gives a deadline to file the claim. If that time passes then it becomes difficult to file a claim.
A health insurance covers your medical or hospitalization related expenses. You must keep these things in mind while taking health insurance because a small mistake can lead to rejection of your claim. The worst thing is to have your health insurance rejected when you need it. If you are planning to take health insurance, then keep these things related to the claim in mind beforehand so that you do not face any problem in future.
