No matter how careful you are, you are bound to get into an accident at some point. Insurance protects you from such a situation.
No matter how careful you are, you are bound to get into an accident at some point. Insurance protects you from such a situation . Life insurance or health insurance provides you protection, whereas vehicle accident insurance is there to protect your vehicle from damages due to these accidents. The government has also made vehicle insurance mandatory. In such a situation, everyone gets the bike insured, but we all do not know how to claim it.
How to take two wheeler claim
You can claim your two wheeler in two ways. If you want, you can take a cashless claim, while you can reimburse it, that is, after paying in the garage, you can take its money from the insurance company. We will learn about both the methods.
Cashless Claim : In a cashless claim, you do not have to pay any money to the garage. If you get the repair done in an in-network garage, the insurance company will pay the money directly to the garage. In such a situation, remember that you check before repair that the garage is not included in the insurance company’s network or not.
Reimbursement Claim: If the garage where you get the two wheeler repair done is not in the network of the insurance company then you have to first pay the bill for the repair to the garage. Then you have to send all the bills to the insurance company, it will pay you the money after checking the bills.
Two wheeler claim process
cashless claim
1 Notify your insurance company about the accident as soon as possible
2 The insurance company will conduct a survey to estimate the loss
3 Fill the claim form and submit the required documents as asked by the insurance company
4 Insurance company will accept repair claim
5 Your vehicle will be sent to the network garage
6 After the repair, the insurance company will pay the entire amount to the garage.
7 You will have to pay for the parts that are not covered by insurance.
reimbursement claim
1 Register a claim with your insurance company
2 Fill the claim form and submit the required documents to the insurance company
3 Here the insurance company will conduct a survey to estimate the cost of repairs.
4 You can get repairs done at any garage outside the insurance company’s network.
5 After repair, the survey is done once again.
6 Pay all charges and get bills for it
7 Submit all bills and payment receipts to the insurance company
8 The insurance company will check your bills and pay you
