If you have already taken a health policy and you are not satisfied with its service, then there is no need to worry. Like your mobile sim, you can easily get the health policy ported.
Before securing your future it is necessary to secure your life. This is the reason why most experts say that you must take a health policy along with investment. The era of Kovid has explained the need for health policy even better. If you have already taken a health policy and you are not satisfied with its service, then there is no need to worry. Like your mobile sim, you can easily get the health policy ported. Let us know what is the method of porting the health policy.
Apply 45-60 days in advance
After replacing your old company with the company in which you have to take health insurance, first know about it thoroughly, only then choose it, so that there is no need to change the company again and again. Apart from this, you have to apply for port 45-60 days before the policy expires. You can do this on your own or you can also get it done by a financial planner
After selecting the new company fill the application form. After this, the new company will send you the portability and proposal form, after which you will fill both these forms. In this form, you will have to give your personal information and the information of the previous insurance company. After purchasing the policy, waiting period of 30 days, waiting period for pre-existing diseases, waiting period for specific diseases and No Claim Bonus of the old policy can also be transferred to the new policy.
These documents will be needed
You need some documents while porting the policy. This includes notice related to renewal of health insurance or policy schedule of last year, a declaration to claim no claim bonus, discharge summary if claimed, investigation and follow-up reports, previous medical history, reports and copies etc. Huh.
Before porting the policy, you should understand one thing very well that you can port only those policies which are regular. If a health policy has been stopped midway due to any reason, then you cannot port it to any other company.
