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Health Insurance : What is mental and physical coverage in health insurance, why is it important – know details

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Recently, IRDAI once instructed private insurance companies that they will have to provide mental insurance cover. Let us tell you that a law has been made on this subject even 5 years ago.

Mostly whenever we take an insurance policy, we pay attention to the physical cover only. When it comes to health, it mostly comes to physical health. But mental health is equally important along with physical health. Many efforts are made to create awareness about mental health so that people can talk openly about it. Recently, IRDAI once instructed private insurance companies that they will have to provide mental insurance cover. Let us tell you that a law has been made on this subject even 5 years ago. But insurance companies have not yet started following this law.

Expensive expenses will be covered

Treatment of mental diseases takes a long time, so most such treatments are expensive. Medical expenses are also becoming increasingly expensive. In such a situation, if there is a mental health cover in the insurance cover, a big expense can be covered. In case of emergency, this policy will provide a better financial assistance.

health checkup facility

In a comprehensive health insurance policy, the insured also gets a facility like getting a disease test done. With this, you can get the checkup of any disease done at the very beginning so that the disease does not take a bigger form in the future. In such a situation, you can avoid both big danger and big disease.

physical health cover

Your body is also taken care of in a comprehensive health insurance policy. In this, the insured is also given information about his health. Many facilities are also given to detect the disease. This includes benefits such as lifestyle disease monitoring and fitness tracking.

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