India has become the diabetes capital of the world. In such a situation, according to the World Health Organization, more than 7 crore people in India are suffering from diabetes. This figure is expected to increase in a few years. In such a situation, it is very important to take health insurance to cover diabetes.
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Why is health insurance important?
Health insurance is very important in today’s times. Experts also recommend buying health insurance. It also helps in reducing medical expenses. There is a risk of getting infected in diabetes. In such a situation, health insurance becomes very important to reduce the medical expenses in case of frequent illness and admission to the hospital.
You must keep some things in mind before taking health insurance.
Network
You should check the hospital network of the company for which you are thinking of taking health insurance. With this you will know in which hospital you can avail the insurance. Actually, hospital network is a kind of group which will help in making claim in your health plan.
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Co-pay facility
Many times people use co-pay facility. In this, they have to pay some percentage of the expenses in case of claim. In this you do not get much discount on premium. In such a situation, it can empty your pocket.
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Medical history
Medical history should never be hidden while taking health insurance. If he hides it, it is possible that the claim may be rejected during the test. In such a situation, you should select the plan according to your needs after discussing your medical history.
super top-up
You need to be very careful while doing super top-up. Super top-up is a very good option but before upgrading, you should know the terms and conditions in detail.
