According to Ruchika Malhan Verma, CMO, Future Generali India Insurance, there has been tremendous growth in medical technology during the last few decades, which provides better options and a wider range of healthcare services. He told that this scheme has been started with the aim of facilitating access to health services at the global level.
New Delhi. To enable access to global health treatment options and facilitate cashless treatment abroad, Future Generali India Insurance Company Limited (FGII) has launched its new health product, FG Health.
The company has started this with a joint venture between retail giant Future Group and global insurer Generali. FG Health Elite claims that they will provide policyholders with a wide range of health care options including global protection and wellness, which are usually not included in traditional health insurance plans.
According to FG Health Elite, they offer sum insured options ranging from Rs 75 lakhs to individuals and Rs 1 crore to Rs 6 crores, in multiples of Rs 50 lakhs. It offers global protection as well as maximum coverage for medical bills, home doctor calls, OPD treatment and mental health coverage. The policy term for FG Health Elite ranges from one to three years with the possibility of lifelong renewal.
What did FGII CMO say
According to Ruchika Malhan Verma, CMO, Future Generali India Insurance, there has been tremendous growth in medical technology in the last few decades, which provides better options and a wider range of healthcare services. He told that this scheme has been started with the aim of facilitating access to health services at the global level. He said that FG Health Elite will give an opportunity to Indians to avail treatment even in foreign countries, free of geographical boundaries.
What is the company’s planning
The company has said that under this plan, policyholders will also be eligible for wellness benefits including value-added services and wellness reward points. These services can be availed from the FG Insure App. Value added services include tele-consultations, webinars, wellness content, fitness and wellness vouchers and health checkups. If an insured does not make a single claim in a year, then he will be given a discount of 10 percent on the premium.
Children of more than 91 days are also eligible for this insurance.
The company said that any person between the age of 8 to 65 years can buy this insurance policy. Apart from this, children of more than 91 days will also be covered in this policy. A maximum of 15 family members can be covered under FG Health Elite.
