Insurance Policy: A health insurance policy ensures that you can avail cashless treatment at a network hospital. Generally most health insurance plans cover 30 days and 60 days before and after hospitalization.
Best Health Insurance: If health is good then many things become very easy but if health is bad then people have to face many problems. On being admitted to the hospital for any disease, people have to suffer financial loss along with their health. In such a situation, health insurance can be of great use to the people. Health insurance takes care of your medical expenses and ensures that your out of pocket expenses are covered by the sum insured.
health insurance policy
A health insurance policy ensures that you can avail cashless treatment at a network hospital. Generally most health insurance plans cover 30 days and 60 days before and after hospitalization. Personal accident cover, critical illness cover etc. can be found in health insurance.
tax exemption
Health insurance comes with many benefits. This helps in reducing medical expenses, as well as tax exemption can be obtained through health insurance. Tax can be saved by availing tax exemption. However, before taking health insurance, some things should be kept in mind.
Keep these 5 things in mind while taking health insurance
– Sum Insured
– Policy premium
– List of network hospitals and claim settlement ratio
– Sub-limits (if any) and waiting period
– Co-payment clause
While taking health insurance, these five things should be kept in mind and only after that one should choose a health insurance policy. Keeping these five things in mind, you will be able to choose the best policy according to your needs and can easily claim medical expenses even during emergency.
