At present, health services have become so expensive that if a person does not have health insurance, it may be difficult for him to meet the cost of health services in case of an emergency.
In such a situation, it is necessary for every person to take health insurance. However, sometimes people’s health insurance claims get rejected (rejected), due to which they have to face problems. People taking health insurance need to understand that for what reasons health insurance companies usually reject claims. So let us give you information about these reasons today.
Claim Processing and Documents
A health insurance policy is like a contract between two parties (the insurer and the insurer). Therefore, the entire process of making a claim should be followed thoroughly. It is seen many times that the insurance takers do not fill the application form correctly or leave it incomplete. Apart from this, not all the required documents are also provided. This is the reason for rejection of claim.
concealment of chronic disease information
Some health insurance policies do not cover chronic illness. Your health insurance company will not cover you for the cost of treatment if you are hospitalized due to a chronic illness. So, if you claim for cover under health insurance, there are high chances that it will get rejected.
non renewal of policy
A health insurance policy is usually valid for a period of one year. The policy terminates at the end of one year. So, you need to renew the policy. Many other benefits are also available when the policy is renewed. For example, you may have to pay a lower premium for this. However, if you do not renew your health insurance policy, it will lapse.
