Health Insurance In the past, mental health has also been included in insurance by health insurance companies. For this some time back the Insurance Regulatory and Development Authority of India (IRDAI) had also issued instructions.
New Delhi, Business Desk. Due to the corona epidemic, there has been a significant increase in cases related to mental health in India in the last few years. Today, on the occasion of World Mental Health Day, we will tell you about such insurance, through which you will be able to cover the expenses related to mental health.
Until recently, mental health was not covered in insurance by health insurance companies. But now this trend is slowly changing and many health insurance companies have now started including it in insurance policies. Let us tell you, these changes have started coming after the instructions of the Insurance Regulatory and Development Authority of India (IRDAI), in which insurers were asked to include mental health in insurance policies.
These companies started giving insurance cover
Following the instructions of IRDAI, some companies have started covering mental health in their health insurance policies. At present, companies like Max Bupa Health Insurance, ICICI Lombard, Aditya Birla Health Insurance Company, HDFC Ergo General Insurance and Digit General Insurance have also started making special health insurance policies for people suffering from mental health.
Keep these things in mind before taking health insurance
If you are also including mental health in health insurance cover, then you should keep some things in mind. First, it should have hospitalization cover. The second OPD should also be covered. The advantage of this is that if you go to the hospital, all your expenses will be covered by the insurance.
