Health Insurance: In today’s time, health insurance is not only necessary for physical health, but it has also become necessary for the betterment of financial health…
Cancer cases are increasing rapidly in India. Cancer cases are expected to increase from 1.46 million (14.6 lakh) in 2022 to 1.57 million (15.7 lakh) in 2025. The national average of cancer is 100.4 per 100,000 people, which indicates a serious situation.
Apart from being a major health problem, cancer also becomes a financial burden, because its treatment requires financial stability and continuous treatment. Cancer affects not only health but also financial stability.
Advances in medical technology have achieved great success in keeping cancer patients alive longer, but with the rising cost of cancer treatment (introduction of modern treatments like immunotherapy, monoclonal antibodies, proton therapy, robotic surgery, etc.) It has become very important to go, so that security of health and financial well-being can be ensured.
Why is insurance important for cancer survivors?
Cancer survivors have many medical needs, of which treatment is only one aspect of the disease. Side effects of treatment, secondary or delayed effects, physical rehabilitation and pain management etc. are also included in its comprehensive treatment. In such a situation, health insurance becomes extremely important for cancer survivors.
With the evolution of health insurance products over the years, it has become essential for cancer survivors to have a customized insurance cover that meets their specific medical care needs to protect them at all stages of cancer and its recurrence.
Comprehensive health insurance plan coverage
A comprehensive health insurance plan for cancer survivors covers room rent, doctor’s fees, surgery charges and in-patient expenses apart from covering health check-ups, day-care surgeries, vaccination coverage, teleconsultation, home healthcare coverage, other medical Opinion and wellness program covers should also be included. These can support cancer survivors in the recovery process and in life after recovery.
Pre and post recruitment expenses are very high
Since hospitalization and out-of-pocket expenses for cancer treatment and rehabilitation are very high, it is important to understand the pre- and post-hospitalization expenses in detail. Therefore, a comprehensive protection cover covering various needs including hospitalization and subsequent diagnostic tests, consultation, medicines etc. is very helpful. It helps address the wide range of needs of cancer survivors, such as diagnostic, recovery and post recovery health needs.
Policyholders need to know these things
Policyholders should also have knowledge of key performance indicators so that the insurer remains trustworthy for both personal and large claims. Choosing a company with a proven track record of stable performance over the years ensures consistent and reliable cover, which is essential for cancer survivors.
Insurance is not just a financial decision
Taking a health insurance plan is not just a financial decision for cancer survivors in India, but it is a strategic and important step towards ensuring overall health. Health insurance provides a comprehensive protection cover from rising medical expenses to ongoing care needs, so survivors can focus on recovery without additional financial stress.
As the burden of cancer is increasing in the country, it has become necessary to invest in a health insurance that can provide protection and support at every step of life after cancer. This is a great need of today.
