Do insurance companies give claims if such a problem comes to the fore during the monsoon season? So the answer is yes, insurance companies also give claims for damages caused by floods or other natural calamities.
You must have seen the news of water logging and floods due to rain. Due to this, both life and property are in danger. Due to flood like situation, the water fills up a lot. Rain water can also enter your car. This can damage the interior and mechanical components of the car. Sometimes the damage becomes so much that a huge amount is required to repair it. In the rainy season, due to the storm, trees also go to the car.
Do insurance companies give claims if such a problem comes to the fore during the monsoon season? So the answer is yes, insurance companies also give claims for damages caused by floods or other natural calamities. But for this you should openly talk to your agent while taking motor insurance. It should be clarified with the agent that what will be covered in the insurance and what is not. Along with this, you can also add some conditions by paying extra premium.
Natural calamities are covered in the comprehensive policy
Comprehensive insurance policy can be beneficial for you in car insurance. The policy covers damages caused to the car and any third party liability. Through the policy, you are helped in reducing the financial risk. Comprehensive policy covers car accident, car theft, natural calamities etc.
Benefits of Comprehensive Insurance Policy
Explain that comprehensive insurance policy is the only policy, in which you get cover to repair or replace the damage caused to the vehicle due to bad weather. However, this policy is optional. But if you finance the vehicle, the bank may ask you to buy it.
