We all do car insurance for our vehicles after much deliberation so that it gives us complete coverage when needed.
But do you know that having an insurance policy alone is not enough at the time of making an insurance claim. For this it is also very important to have some additional documents.
So today we will know about the different types of car insurance available in the market and the documents required to claim them.
In order to claim insurance in case of damage to the vehicle, you must first inform your insurance company.
Apart from this, an FIR has to be registered at the nearest police station.
Also take some pictures of the damage of the vehicle as proof. The surveyor will then inspect your vehicle and send a report to the company.
Later, after submitting some necessary documents, you will get full money for the damage caused to your vehicle.
Third Party Insurance Claim
Third party insurance only covers third party damages and does not cover damage to you or your car.
If you have caused damage to someone or his car, you will have to report it to the nearest police station and report it to the insurance company at the time of making an insurance claim.
If you have suffered damage in this, then the number of the vehicle in front and the name of the owner will also be required.
own damage claim
f you have to make an insurance claim for the damage caused to your own vehicle, then for this, the insurance company and the police have to be informed at the same time the damage has happened.
After this, the insurance company sends a surveyor to your vehicle, who inspects the damage done to your vehicle.
Till that time you have to keep your car on the spot.
Claim in case of theft
If your insurance policy covers theft of a vehicle, the first thing you need to do is inform the insurance company as well as the police station and the Regional Transport Office (RTO) as soon as you get the information about the theft.
Along with this, you will also have to submit the keys of the stolen vehicle to the insurance company.
However, some additional documents are also required, which completely depends on your insurance policy and the coverage offered in it.
