The chances of damage to the vehicle or its engine increase during the rainy season. Often the vehicle breaks down and stops on the road. In such a situation, it is necessary to have motor insurance to protect the vehicle from unexpected incidents.
Here Reliance General Insurance is a trusted platform that provides protection to your car during the monsoon season with Reliance Car Insurance Policy.
Although rain gives us relief from heat, but when it increases, it also causes harm. According to the Indian Meteorological Department (IMD), this year India is likely to receive more rain than normal. Along with this, there is also a risk of cyclones, floods and landslides. Assam and Manipur have already witnessed flash floods and landslides in Mizoram and Meghalaya due to cyclone Remal. At least 600,000 people have been affected by this.
Monsoon affects us in many ways. During this time, the roads get flooded and potholes are formed everywhere. The situation is so bad that driving becomes difficult. Not only this, in such weather, the chances of damage to the vehicle or its engine increases.
In such a situation, it is necessary to have motor insurance to protect the vehicle from unforeseen events. Here Reliance General Insurance is a trusted platform that provides protection to your car in the monsoon season with Reliance Car Insurance Policy .
Beautiful memories are associated with the car
Cars hold a special place in our hearts, like going on long trips with family or friends, listening to songs on empty roads, surprise visits to relatives’ homes at night. When you have such a relationship with the car, it hurts even if there is a small dent on it.
Let us tell you that your car can be damaged due to many reasons like accident, flood, cyclone, earthquake, fire, lightning, explosion, theft and riots. A complete car insurance policy and monsoon specific add-ons can protect you from financial losses caused by car damage.
This monsoon season, keep your car safe with monsoon-friendly add-ons
24×7 Road Side Assistance
Life becomes easier while travelling in monsoon if you get roadside assistance in the form of car insurance. Roadside assistance coverage includes a variety of services like towing, fuel delivery, flat tyre replacement, battery jump-start and even emergency accommodation. These benefits give you the assurance that you can easily get out if you get stranded during the monsoon.
Engine Protector
Flooding of roads during monsoons can cause severe damage to the vehicle’s engine, and not having the necessary insurance cover can cost you a lot of money for repairs. If you have the Engine Protector add-on, you can get the engine repaired for damage caused by water ingress or lubricant leakage. It also covers the cost of repairing gearbox and differential parts.
Zero Depreciation
As a car gets older, its value starts depreciating with each passing day. While making an insurance claim, the insurance provider calculates the depreciating value of replacement parts and derives the current value of the car.
If you have a zero depreciation add-on cover, depreciation on parts made of fibre and glass (except tubes and tyres) will not be deducted and the entire repair amount will be covered upon making a claim. This add-on is quite beneficial if you have a new car and you drive in a place with a lot of traffic.
Return to Invoice
The Return to Invoice cover will protect you from all financial losses if the vehicle suffers severe damage during monsoon, which is called a ‘total loss’. If the car is damaged beyond repair, the company compensates the on-road price (or invoice value) of your car. You can claim compensation for the actual value of the car at the time of purchase of the car or the current replacement price of a new vehicle of the same make/model, whichever is lower. You will also get reimbursement for first-time registration charges and road tax on the insured vehicle.
Tyre Protection Cover
Heavy rains during monsoons affect the traction, so having a strong wheel band is extremely important. If a person has a tyre protection cover, he can make a claim in case of tyre burst, cut, wage charges for re-fitting the tyre, etc. Note that tyre protection cover does not cover minor puncture repairs, rebalancing and alignment of tyres, and manufacturing effects.
Other Features of Reliance Car Insurance Policy
You can change the policy of Reliance General Insurance according to your convenience and need. If you have not taken any claim for 5 consecutive years, then you can get up to 50% discount on the premium. Apart from this, you can get access to more than 6500 network garages across the country, which ensures that you will be able to get your car repaired anywhere during monsoon. You can buy Reliance car insurance policy through the website or by downloading the Selfi app and can also get real-time status updates on the claim through the app.
We Indians love our cars a lot. If there is a minor scratch on the car, we get upset and think about it the whole day. There are many cases of car damage during monsoon. But, if we have bought a car, then we will drive it on the road, where we will find other vehicles, potholes and waterlogging in the monsoon. In such a situation, there is a possibility of damage to the car. Here motor insurance provides mental peace by keeping your car safe and providing financial security.
