Car insurance claim: Just getting the car insured is not enough. To avoid complications related to it, it is also necessary to follow the rules and regulations related to it. If your car is stolen and you do not have its keys then it is a matter of concern. If you are a car owner, then it is important for you to know some things related to it which can create problems for you…
Car insurance claim problem: If you drive a car then you must have got it insured. After buying a car, its insurance is also very important which is very useful for you in case of any kind of accident, breakage or theft of the car. Saves you from bearing these huge car related expenses of lakhs of rupees on your pocket. But do you know that even if your car is insured, your small mistake can cause you a loss of lakhs.
It is not enough to get the car insured, to avoid complications related to it, it is also necessary to follow the rules and regulations related to it. If your car is stolen and you do not have its keys then it is a matter of concern. It is also worth noting that if you have only one key of the car and the other one is lost, you may still face difficulty in getting the insurance claim.
When you bought a car, you must have got two keys with it. According to the news published in our associate website Money Control, it has been seen many times that when going to collect the claim related to a stolen vehicle, the insurance company asks for both the keys. And if the key is not provided for the second time, the claim can also be rejected.
At first glance it seems difficult to understand why the last two keys are needed. But the logic behind this is that you have only one key of your car and you have lost the other key, it means that your car has been stolen due to your carelessness. Insurance companies say that the car owner left his key somewhere due to which it fell into wrong hands and your car was stolen. In case of car theft, non-availability of second key becomes a matter of your negligence.
What is the procedure for claim if car keys are lost?
However, it would be better that once the car key is lost, you file a complaint immediately. To get the second key made, get the second key of the car made from the showroom itself instead of roadside shops. In such a situation, if your car is stolen and you do not even have the keys, then you will be able to show a copy of the police complaint or a copy of the FIR while asking for insurance. Also, you will be able to show the bill for making the second key.
