Car Insurance Claim: Insurance is done while buying a car but there are many problems in claiming that insurance. But let us tell you that if you make even this small mistake, then the insurance companies can refuse to give the claim. So let’s know the right way to do this…
Car insurance is useful to compensate for the damage caused to the car due to road accident or any other reason. At the same time, claiming car insurance is the process through which insurance companies compensate for the loss. It is important to keep some things in mind while making an insurance claim. If you claim insurance with good preparation, then the chances of getting a better claim increase. On the other hand, a small mistake can get your claim rejected.
Claiming car insurance is quite easy. However, it is important to know the process of claiming as it helps in avoiding rejection. Today we are telling you how you can claim car insurance online. So let’s look at this entire process without delay.
Car Insurance Claim:
Before making a car insurance claim, it is important to know how many types of claims are there. Generally, two types of claims are available in the market.
Cashless Claim: Under this, the car is repaired in the garage specified by the insurance company. The company pays the repair cost to the garage under the insurance policy. Selected companies also provide free pick and drop facility.
Reimbursement Claim: In this case, you inform the insurance company about the damage to the car. You can go to the garage of your choice and get the car repaired. When the car is repaired, the receipt of whatever cost has to be given to the insurance company. In this way, the money spent on repair is recovered.
How to claim car insurance online:
It is very easy to claim car insurance. You can also claim it online. Keep in mind that the terms and conditions of every insurance company are different. Apart from this, only a few companies provide the facility of claiming online.
Inform the company: If the car is damaged at any time, then immediately inform the insurance company about it. If the information is not given on time, the company can reject the claim. You can contact the company through toll-free number and email.
File an FIR: Make sure to file an FIR for road accident etc. In this, write down the complete details of how the car has been damaged. Apart from this, if you or any person is injured, then also these details should be in the FIR.
Fill online claim form: If your insurance company provides the facility of making online claim, then you can fill the claim form by visiting its website. In this, you will have to enter all kinds of information, such as how the car was damaged, details of any person’s injury etc. Apart from this, upload the correct documents.
After this, the insurance company will look at your claim form. The car may also be inspected. Cashless plan and reimbursement, the claim will be given according to whatever your plan is. In this way you can easily get car insurance claim.
Insurance Policy : You can get a loan on your insurance policy, just do this
