If you have a car and its insurance has expired, then it is necessary to renew it.
Renewing car insurance in time will give you relief. If your car gets damaged without insurance, insurance cover can help you.
Insurance companies usually give a grace period of 15 to 30 days to their customers from the due date. If you did not pay the premium for your car during this period and did not do so during the grace period, then you will have to buy a new car insurance policy.
Car insurance renewal online will be easy with these easy steps
- Log-in to the website of the insurance agency.
- Select the option to renew the existing policy.
- Fill the online form by entering existing policy number and email id.
- Quotation of premium of new policy will appear.
- After that proceed for renewal or look for some other good option.
- Then choose payment option.
- Payment can be made by credit card, debit card, net banking or other online wallet.
- After payment, all policy documents will be available on your ID.
- Comparison of different insurance companies
Before renewing insurance, you should compare all the options available online. If you adopt the online method for this, then it will become even easier. Be sure to check the insurance provided by the dealer. This is because dealers give you insurance policies on the basis of their commission.
Coverage
There are two main aspects of a car insurance policy, third party and package policy. As per the law, it is mandatory to have third party insurance while driving a car. Third party insurance is also necessary, in which you get cover for any damage caused to your car. In this, you should choose a comprehensive policy, in which both the seven on damages of the third party are covered i.e. double benefit is available.
Add-on or top up facility
You can avail add-on facility under the policy by paying an additional premium. Example- If you live in a flood affected area, you can get an add-on cover like Engine Protect.
