Car Insurance Add ons: While getting car insurance, only insurance is not enough, there are some add on plans which can be beneficial for you and these add ons can help you save lakhs of rupees.
Car Insurance Add-ons: We all know very well how important it is to get insurance for whatever vehicle you drive on the road, but do you know that only insurance does not work. Let us tell you that many times something happens which is not covered in your insurance and because of this you cannot get a claim, why is it necessary and better to take an add on while getting insurance? Let’s know.
Zero Depreciation
In case of damage to the vehicle, insurance companies do not give full claim, but on taking zero dep policy, companies pay you in full according to the value of the car fixed at the time of taking insurance. By taking this add-on, the cost of repairing the car is covered in full, but it does not cover things like tyres, tubes and battery as only 50 per cent coverage is given on these things.
Engine Protector Cover
The normal car insurance policy that you have taken does not cover damage related to the engine, so in the monsoon season when the roads are flooded and if the engine gets seized due to water entering the engine while driving So the claim is not available in insurance. For this reason, it is necessary to take an engine protector while taking insurance because water in the engine can cost from 50 thousand (hatchback cars) to 10 lakhs (luxury cars).
Tyre Protect Cover
During the monsoon season, the tires of the vehicle have to bear a lot due to which the chances of tire cuts and bursts are high. In such a situation, if you have not taken tire protect cover while taking insurance, then you may have to bear heavy losses, the advantage of this add-on is that by taking it, you can reduce the burden on your pocket because with this add-on, you get labor charges, replacement cost of damaged tyres, etc.
LIC Kanyadan Policy : Deposit only 75 rupees in LIC every day, you will get full 14 lakhs
