Car Insurance Add-On Covers: If you have a car then it should also be insured, even if it is third party insurance. The Government of India has made third party insurance mandatory for motor vehicles.
Add-On Covers With Car Insurance: If you have a car then it should also be insured, even if it is third party insurance. The Government of India has made third party insurance mandatory for motor vehicles. Third party insurance covers damage caused by your vehicle to another vehicle or person during an accident. Apart from this, if you want, you can also get comprehensive insurance. If you get comprehensive car insurance, then some add-on covers can also be taken along with it. Let us tell you about 3 good addon covers, which can be useful for you.
1. Zero Depreciation Cover
Zero Depreciation Cover or Zero Dep Cover is a good addon. This removes the ‘depreciation’ of the vehicle. That is, if your car gets damaged after a collision, the depreciation will not be reduced from the coverage of wear and tear of any of its parts, you will get the full amount. However, taking it will increase the insurance premium.
2. Engine Protection Cover
Engine protection cover completely covers the engine of the car. However, new cars also come with engine warranty but in some situations the engine is not covered under warranty. This is where the engine protection cover comes in handy. It covers any damage or wear and tear caused to the engine, whether due to accident, natural calamity or any other reason.
3. Roadside Assistance Cover
None of us knows what problems we may have to face when we go out on the road in a car. God forbid you have to face any problem but if it does then you will remember roadside assistance.
For this, taking roadside assistance cover can be a good option. Roadside assistance cover is meant to provide you assistance on the road. In this, services like tire change, battery change and fuel filling etc. are available.
