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Car Insurance : A little mistake and your car insurance claim will be rejected, if you tie 5 knots then you will never miss a chance.

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Car Insurance : A little mistake and your car insurance claim will be rejected, if you tie 5 knots then you will never miss a chance.

How to Claim Car Insurance: Has your car insurance also been rejected? To avoid this, note down some tips today itself. If you just pay attention to this, your claim will never be rejected in future and the company will pay every single penny.

While selling insurance, whether of a car or a person, companies make big promises and claims, but when it comes to claims, their entire emphasis is on dismissing it by finding some excuse or the other. Most of the claims are rejected because the customer does not know the correct method. Today we will tell you the right way to claim car insurance, so that your claim is never rejected in the future and in case of any accident, you will get the full amount of damage due to it from the insurance company.

While getting car insurance, first of all you have to keep in mind that all the necessary services should be included in it. Secondly, whatever policy you have, apart from its terms and conditions, it is important to have clear information about the facilities and services provided. It is very important to know features like what is covered in the policy or not, how much money will be your share on the claim. Companies do not accept any claim which is not mentioned in the policy.

Delay in claim will also result in rejection

Time is very important in taking car insurance claim. It is clearly written in most policies that it is necessary to make a claim immediately after an accident. If you take more time than the stipulated time then companies can reject the claim. By claiming on time, you will get the money on time and the process is also completed quickly.

Do not give wrong information at all

Many claims are also rejected because users either fill wrong information or make claims by giving incomplete information. In this, the actual situation of the accident, the loss caused in the accident and the personal details of the insured are very important. The more accuracy there is in your claim, the greater will be the chances of it being approved.

If an accident occurs while intoxicated then you will not get any compensation.
Insurance companies clearly say that if you are driving under the influence of alcohol or drugs and an accident occurs, then it is a serious violation of the rules. Even without this the company may refuse to give you the claim. Not only this, if something like this is found to be true, the transport department can impose a heavy fine on you.

Modification may cause harm

Nowadays, many youth start modifying the car as soon as they buy it and make it designer. Insurance companies clearly say that no such modification can be done without prior information and permission. If this happens then the claim may be rejected after the accident. Companies believe that after making a standard vehicle by the car company, you can create risk by doing modifications, which can become the cause of an accident. Since only the original model of the car is insured in your policy, hence no claim will be given on its modification.

If used for wrong purpose then claim rejected

Insurance companies also reject many claims because users use their vehicles for non-official purposes. For example, if you used your personal car for commercial purposes then the claim will be rejected. It would be better if you make it clear to the insurance company in advance as to which category your vehicle belongs to. Secondly, whatever category your vehicle belongs to, it should not be used differently, otherwise the company may reject the claim.

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