Some people take insurance claim only after minor scratches or dents on their car. Is it wise to do this or can it cause big problems later? Let us know.
Often scratches and dents occur on the car during traffic. Due to which the car looks quite bad. To get it repaired, people often take insurance claims. In this news we are telling you whether doing this will be right for your car or it can cause big problems later.
Do not take small claims:
Many times people take insurance claims even for small things in their car. By doing this, the problem facing their car gets resolved at a very low cost. But if this causes any big problem in future then it becomes a problem. In which both time and money are spent.
companies. NCB is also called No Claim Bonus. It is given on policies in which no claim has ever been taken during the policy term. It ranges from 10 percent to 50 percent. Its advantage is that the premium we have to pay while renewing the insurance policy gets reduced by getting the NCB discount.
Repeatedly taking claims will cause problems.
If a person repeatedly takes claims from the insurance company for his car, then Sometimes the companies may face difficulty in getting the claim passed by such customers. Due to frequent claims, companies conduct strict scrutiny before passing the claim. Due to which many times there is difficulty and delay in taking claim at the time of need.
