Cashless Insurance Claim: Now if you have health insurance, you will get the benefit of cashless insurance in any hospital. A new rule has been implemented for this.
Cashless Everywhere : General Insurance Council (GIC) has come out with a new rule after reviewing it with all the general and health insurance companies. Every person taking health insurance can easily get his/her cashless treatment done in any hospital. This will also include those hospitals which are not in the network of the insurance company. For this, Cashless Everywhere system has been started.
Big benefit to health insurance policyholders
Health insurance policy holders will get the direct benefit of the new rule. Now you can easily go to any hospital and get cashless treatment. Till now, cashless treatment facility was available to the customers only in those hospitals with which the company had a tie-up. If a policy holder gets his treatment done by going to a hospital which is not in the network of the insurance policy. Then the policy holder had to pay the bill. After this, a claim for reimbursement was given by the company.
How does Cashless Everywhere work?
- If you are going to a hospital which is not in the network of your insurance company, then guidelines have been issued by GIC to get cashback treatment.
- The hospital where you are going to be admitted for treatment. This information will have to be given to the insurance company 48 hours in advance.
- In case of emergency, you will have to inform the insurance company within 48 hours of being admitted to the hospital.
In the press release issued by the General Insurance Council, it was said that only 63 percent people are able to avail the cashless facility and the rest have to take claims through reimbursement. With the introduction of new rules, common people will be able to get the benefits of health insurance sooner than before.
