When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different bike insurance providers about the benefits and coverage offered in the various types of bike insurance plans.
Under The Motor Vehicles Act, 1988, third-party two wheeler insurance is mandatory in India. Regardless of being a legal mandate, having insurance also acts as an added benefit in case of damage or loss to a two-wheeler due to any unforeseen events. Along with third-party liability benefits, two-wheeler insurance plans offers various additional benefits such as free services/repair of the two-wheeler as well as its accessories, other discounts, etc.
However, given the sheer multiplicity of insurance providers in the country, choosing the best two wheeler insurance policy in line with one’s exact requirements and the budget often becomes a challenging task. Let us help you and give you a brief overview in regards to two wheeler insurance with some unique best features and benefits that will help you to make an informed and wise decision.
List of Best Two Wheeler Insurance Plans
Two wheeler insurance plans cover all types of two-wheelers including bikes and scooters by providing coverage against any third-party liabilities. Moreover, on a larger scale, it also secures you from the unwanted fiscal cost in the event of loss or damage incurred due to any mishap/ accident.
When you intend to buy bike insurance policy online, do not forget to compare different bike insurance quotes and assess the features offered in the policy. Listed below are the two-wheeler insurance policies offered in India:
- Bajaj Allianz Two Wheeler Insurance
- Bharti AXA Two Wheeler Insurance
- Digit Two Wheeler Insurance
- Edelweiss Two Wheeler Insurance
- IFFCO Tokio Two Wheeler Insurance
- Kotak Mahindra Two Wheeler Insurance
- Liberty Two Wheeler Insurance
- National Two Wheeler Insurance
- New India Assurance Two Wheeler Insurance
- Navi Two Wheeler Insurance
- Oriental Two Wheeler Insurance
- Reliance Two Wheeler Insurance
- SBI Two Wheeler Insurance
- Shriram Two Wheeler Insurance
- TATA AIG Two Wheeler Insurance
- United India Two Wheeler Insurance
- Universal Sompo Two Wheeler Insurance
List of Top Two Wheeler Insurance Plans in India
In the below grid, find the key information in regards to the best two wheeler insurance plans offered in India:
| Two Wheeler Insurance Providers | Third-party Cover | Network Garages | Personal Accidental Cover | Incurred Claim Ratio | Policy Term | No Claim Bonus |
| Bajaj Allianz Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 62% | 01 Year | Available |
| Bharti AXA Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 75% | 01 Year | Available |
| Digit Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 76% | 01 Year | Available |
| Edelweiss Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 145% | 01 Year | Available |
| IFFCO Tokio Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 87% | 01 Year | Available |
| Kotak Mahindra Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 74% | 01 Year | Available |
| Liberty Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 70% | 01 Year | Available |
| National Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 127. 50% | 01 Year | Available |
| New India Assurance Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 87.54% | 01 Year | Available |
| Navi Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 29% | 01 Year | Available |
| Oriental Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 112.60% | 01 Year | Available |
| Reliance Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 85% | 01 Year | Available |
| SBI Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 87% | 01 Year | Available |
| Shriram Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 69% | 01 Year | Available |
| TATA AIG Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 70% | 01 Year | Available |
| United India Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 120.79% | 01 Year | Available |
| Universal Sompo Two Wheeler Insurance | Available | Available | Rs. 15 Lakh | 76% | 01 Year | Available |
