Best Car Insurance Add-ons: Car insurance add-ons are very beneficial. Unlike normal insurance, in this you can take cover as per your need. There are many losses which cannot be compensated by general insurance. That’s why people resort to add-ons. You can select these three add-ons while taking car insurance.
It is very important to have car insurance in India. If you have not insured the car then the traffic police can issue a challan. If there is any damage to the car, the insurance company compensates for this loss. Coverage is available in case the car meets with an accident or is stolen. But there are many things for which claim cannot be received.
In such cases, add-ons come in handy. While buying car insurance, you can add add-ons to the policy as per your need. Please note that a separate charge has to be paid for purchasing add-ons.
Suppose your tire gets damaged, it will cost several thousand rupees to replace it. The insurance company gives claim only for tires damaged in road accidents. Now, if the tires get damaged under normal circumstances, you will have to compensate for the loss. But you can avoid tire damage by taking add-ons to car insurance . Learn how here.
Tire Protection: You will get money in case of tire damage
If your tires are damaged or need to be replaced, a normal insurance policy will not cover you. You can claim under insurance only if the tire is damaged in an accident. You can buy add-ons for this. By taking tire protection add-on while taking car insurance, you can save yourself from many problems.
The insurance company compensates for the loss in case of tire damage or theft. If there is a need to install new tires in the car, then it is not you who bears this expense but the insurance company.
NCB Protection: Benefit on No Claim Bonus
No Claim Bonus Protection cover protects the car owner from NCB, even if he has taken a claim. This add-on keeps NCB active even if the car owner has made a claim in the previous policy year. Whether the car owner has taken a claim or not, the insurance premium can be reduced through NCB.
Loss of Personal Belonging: Compensation for lost and stolen goods
This add-on cover comes in handy in case of loss or theft of your personal belongings. If you have this add-on, you will get compensation for items stolen or missing from the car. Even if there is any damage to your personal belongings in the car, the insurance company will compensate. If there is any kind of damage to the smartphone, laptop or any other personal item in the car, then the insurance company will pay you the money.
