LIC Superhit Policy: In Jeevan Anand Policy, a sum assured of Rs 1 lakh is given, whereas there is no limit on the maximum. You can pay the premium in this scheme till the completion of the policy. Also, in this policy you can get multiple maturity benefits under one scheme.
LIC Superhit Policy: Life Insurance Corporation of India offers policies for every category. LIC schemes are available from children to elderly. These policies give you protection and guaranteed returns. Also, in many of these you can accumulate huge funds by investing small amounts. One such scheme is LIC’s Jeevan Anand Policy, in which you can get Rs 25 lakh by saving just Rs 45 per day.
LIC Superhit Policy: Jeevan Anand Policy can be a great option if you want to earn huge profits at low premium. In a way it can also be called a term policy. You can pay the premium in this scheme till the completion of the policy. Also, in this policy you can get multiple maturity benefits under one scheme. Whereas in Jeevan Anand Policy, a sum assured of Rs 1 lakh is given, whereas there is no limit on the maximum.
Get Rs 25 lakh by depositing Rs 45
Under LIC Jeevan Anand Policy, you can save around Rs 45 every day and get Rs 25 lakh by depositing Rs 1358 in a month. However, you will have to deposit this amount every month for a long term. Its policy term is 15 to 35 years, that is, if you invest under this policy for 35 years by saving Rs 45 every day, then on completion of maturity of this policy you will get an amount of Rs 25 lakh. If we look at the amount saved by you on an annual basis, it will be around Rs 16,300.
What will you get on investment for 35 years?
If you invest Rs 1358 every month, then Rs 16,300 will be deposited in a year. In this way, the total amount invested in 35 years will be Rs 5,70,500. However, if you invest for 35 years, your sum assured will be Rs 5 lakh, to which after the maturity period, you will be given a revisionary bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh. Bonus is given twice in LIC’s Jeevan Anand policy, but for this your policy must be for 15 years.
What will be the benefit in this policy?
The policyholder taking Jeevan Anand policy does not get the benefit of any tax exemption under this scheme, but in this you get four types of riders. These include Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider. In death benefit, the nominee will get 125 percent death benefit of the policy.
